This is why we at FWM, firmly believe and highly recommend that all clients take our Full Financial Planning Review, sometimes called a financial health-check.

We take a ‘holistic’ approach by taking into account all aspects of your finances, including assets & liabilities, health, wills, preserved pensions, education fees planning and so on.

This results in a full picture of your circumstances and from this, we can give structured advice to guide you with the full range of financial affairs.

It is our policy to offer all clients this service and we would recommend you take this option and renew your financial health-check annually, especially as circumstances may change which, at first, may not seem to have an obvious impact on your short, medium and long term financial planning, but a full review may illustrate otherwise.

Often over the years, you may have acquired a selection of investments, pensions, savings and protection products from various sources and may find it difficult to keep track of them.

FWM offers the ‘Transfer Service’ which will allow us to provide you with one central source for advice, guidance and reviews for all your separate contracts.